This podcast unpacks the seismic impact of the “One Big Beautiful Bill Act,” signed July 4, 2025, which abolishes Grad PLUS loans and caps federal student borrowing. The act exposes the financially fragile, loan-dependent business model of chiropractic education. Hosts explore how institutions like the ACC, CCE, and NBCE built a system that bloated curricula, raised tuition, and locked students into crippling debt—all under the guise of cultural legitimacy. With loan caps now law, schools face existential threats, and the profession stands at a crossroads: reform or collapse. It’s a wake-up call demanding transparency, accountability, and a return to value.
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